Historically the spring and
summer months are a time when many home buyers and sellers enter the real
estate market. It may be the warm
weather or maybe it’s the longer days but it is clear that many take advantage
to find a new home. If you are thinking
of buying or selling a home there are some things that you can do to prepare;
below are some tips to aid you in preparation for the home buying process.
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| #1 Tip for Home Buyers |
How
to Prepare Your Credit – If you are like most people you will be financing your
next home. Ensuring you know what is on
your credit report and taking the time to rectify anything you might find is
important to you getting the best rate possible. If you are a first time home buyer correcting
any errors on your credit report can be important to boosting your credit
report. You can order one free credit
report per year from AnnualCreditReport.com.
Remember that there are three different credit reporting agencies:
Experian, TransUnion and Equifax.
Different home lenders utilize different credit reporting agencies.
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| #2 Tip for Home Buyers |
Get
Pre-Approved for a Mortgage – One of the first steps anyone planning to purchase
a home should take is to meet with a professional mortgage lender to review
your financial situation including savings and investments as well as your
credit history. This information is
compiled to provide you with a better awareness of what you can afford
and your available mortgage financing options.
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| #3 Tip for home Buyers |
Establishing a Budget – Whether or
not you are a first time home buyer or this is a second home purchase –
establishing a budget can help you avoid financial difficulties in the
future. Knowing and sticking you homes
within your budget is important. Also
take into consideration the aspects of each prospective home that would affect
your monthly expenses like type of heat.
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| #4 Tip for Home Buyers |
Make a Few Lists – You will most
likely find that buying a home more a process of eliminating homes that are
currently on the market more than a process of selection. We suggest that you make two lists. One list should include all the must have characteristics
you are looking for in a new home. The
second list should be your deal breakers.
These lists will also help you better communicate your wants and needs
to your Real Estate Agent.
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| #5 Tip for Home Buying |
Consider Resale – We know that it
may seem like a long term decision, the average American buys a new home every
13 years, according to a recent article from the National
Association of Home Builders.
Considering the resale value and highlights of a home when buying a home
can prove to be an intelligent move in the future too.
When considering how to buy a
home, whether you are a first time home buyer or is you are buying a second
home, speaking with a Real Estate professional can prove to be priceless. Pioneer Pacific Real Estate offers the
service of yesterday, the technology of today and the commitment of
tomorrow. If you would like to know what
your house is worth or a list of homes that meet your families unique needs and
wants, contact Pacific Pioneer Real Estate and it’s friendly Realtors.
Visit Pacific Pioneer Real Estate in Historic Downtown Sandy Oregon at 38985 Pioneer Blvd or contact them at 503.668.0173 for more information.
Visit Pacific Pioneer Real Estate in Historic Downtown Sandy Oregon at 38985 Pioneer Blvd or contact them at 503.668.0173 for more information.
